In this video, we focus on two big functions that banks perform: i. They evaluate business ideas to see to whom it’s worth lending. ii. They spread an investment’s risk among many different projects. None of these functions are unique to banks. In the following 4 anecdotes, which function is the person performing? Emmanuel donates a little money to five different charities, in the hopes that at 
least one of them will do some good in the world.